In plain language
Legal disclaimer.
We believe clarity builds trust. Here is exactly what our information is—and what it is not.
We are not lawyers
Forward Key Homes is a real estate company, not a law firm. Nothing on this website, in our guides, or in any conversation with our team is legal advice, and no attorney–client relationship is created by using this site or contacting us. For advice about your legal rights, foreclosure defenses, or court deadlines, please consult a licensed Indiana attorney.
Not financial, tax, or credit advice
The information we share is general education about common homeowner options. It is not financial, investment, tax, or credit counseling advice, and it may not apply to your circumstances. Decisions about your mortgage, credit, or taxes should be made with qualified, independent professionals who can review your full situation.
AI-generated guides
Our personal options guide is generated by artificial intelligence from the summary you provide. It is general information only, can be incomplete or wrong, and is not a recommendation, an offer, or advice of any kind. Always confirm details with your loan servicer and independent professionals before acting.
No guarantees
Timelines, outcomes, and eligibility described on this site are general illustrations, not promises. Every situation is different, and no outcome—including stopping or delaying a foreclosure—is guaranteed. Reading this site or using our guide does not pause foreclosure or extend any deadline.
Free help is available
You can speak with a HUD-approved housing counselor at little or no cost, whether or not you ever work with us. Visit hud.gov/counseling or call the HUD counseling hotline to find a counselor near you.
If you have questions about this disclaimer, ask us—plain answers are kind of our thing.
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